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信用貸款利率最低銀行房屋貸款率利比較

工商時報【陳碧芬╱台北報導】

中華信評對台灣銀行業信評展望公布最新看法，中華信評資深經理藍于涵18日指出，台灣銀行業可以因今年經濟成長略微提升之際，小幅加快放款成長速度，但不利於營收的負面條件也不少，如淨利息收益率僅有1個百分點，銀行保險業務手續費收入增長動能疲弱，預估獲利能力仍面臨壓力，平均資產報酬率（ROAA）應和2016年的0.6％相同。

中華信評分析，台灣銀行業信用結構近年逐步趨穩的兩大因素，其一是房地產價格逐年下滑，過去兩年已分別下滑10％，預料今年下修幅度將縮小至3％，並於明年趨穩；其二，持續降低大陸曝險部位，已由2015年底的649億美元降至2016年底的569億美元，預估大陸曝險還會續降。

中華信評分析，川普每每發言都會刺激美元升值、債券殖利率震盪，台灣保險業向來持有龐大美元資產部位，原可帶來評價利得，也因「川普風險」被迫需要增加外匯避險成本，應會導致資本利得減少，預估壽險業2017年平均資產報酬率將從2016年的0.5％，今年略為下降至0.4％。

2017-01-2003:00

‘PEACEFUL’: The KMT vice chairman expressed support for unification with China, saying that it would occur when both sides are free, democratic and prosperousBy Stacy Hsu / Staff reporterChinese Nationalist Party （KMT） Vice Chairman Hau Lung-bin （郝龍斌） yesterday dismissed speculation that he is planning to take a back seat to former vice president Wu Den-yih （吳敦義） to increase Wu’s chance of winning the party’s chairperson election in May.Hau made the remarks during an interview at Taipei-based Pop Radio, in which he was quizzed about the KMT’s May 20 chairperson election and his future endeavors.“Regarding allegations that I might withdraw from the race because of Wu, that is definitely not the case,” said Hau, who announced his bid earlier this month. “All candidates should know that we should all give our all and must not engage in any match-fixing attempts. I hope this race can change the KMT’s ‘fixer culture.’”Speculation about Hau’s potential withdrawal emerged after he pledged in his candidacy announcement to withdraw from the election if a candidate would promise not to use the leadership post as a stepping stone for their political career and help find the best candidates for next year’s local elections and the 2020 presidential race.Asked whether his ultimate plan is to run for a mayoral post in the local elections, Hau said all that matters is finding good candidates who have a good chance of winning.Separately yesterday, Hau expressed his support for “peaceful cross-strait unification” during a telephone interview with Hong Kong-based Phoenix Television, stressing that by “peaceful” he meant no one would be compelled.The unification Taiwan hopes for is one that occurs when both sides of the Taiwan Strait are free, democratic and prosperous, Hau said, adding that no timeline should be placed on the issue.Asked whether he acknowledges that both sides of the Taiwan Strait are part of “one China,” he said Beijing should first face up to the existence of the Republic of China.“The ‘1992 consensus’ and the ‘one China, different interpretations’ formula are the maximum consensus among the 23 million people of Taiwan,” Hau said, adding that the KMT has also supported stable and friendly cross-strait interactions.The “1992 consensus” refers to a tacit understanding between the KMT and the Chinese Communist Party that both sides of the Taiwan Strait acknowledge there is “one China,” with each side having its own interpretation of what “China” means. Former Mainland Affairs Council chairman Su Chi （蘇起） in 2006 said that he made up the term in 2000.Additional reporting by Shih Hsiao-kuan新聞來源：TAIPEI TIMES











▲街友不滿母親被侮辱，拿起酒瓶朝對方就是一陣毆打，留下滿地碎片和鮮血。（圖／記者林煒傑翻攝）

記者林煒傑／新北報導

新北市汐止區18日早上8時許誤傳有砍人事件，一名38歲詹姓男子在汐止火車站前廣傷遭刺，造成左頸10公分長傷口。警方追查發現，案件其實是2名街友互毆，31歲李姓男子因不滿詹男對他大罵「X你娘」，一時氣不過才會拿起酒瓶攻擊，造成對方頸部撕裂傷，血流如注，而他自己也在過程中割傷右手掌。

據了解，李男與詹男2人平常就認識，但他們早上疑似在酒後發生嚴重口角，互相大打出手，隨後李男竟順手拿起一旁的空酒瓶，先用旁邊的護欄擊碎，再持銳利碎酒瓶朝詹男脖子刺殺，讓對方當場噴血倒下，也讓路過民眾嚇傻。

警方獲報到場勘查及查扣酒瓶碎房貸轉貸銀行利率片等證物，並將受傷的2人送醫，詹男雖然被頸部有撕裂傷，流出大量鮮血，但並未傷及動脈，無生命危險，訊後將以傷害罪嫌偵辦。

▼酒瓶碎片散落一地。

▼酒瓶上還有詹男血跡。



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